Education Center

Emergency Room or Urgent Care, How do you Choose?
Tricky Bills Appointments Tricky Bills Appointments

Emergency Room or Urgent Care, How do you Choose?

Accidents and illnesses often strike unexpectedly and when they do, it’s important to know where to seek medical care. We’ve included some factors to consider when selecting an emergency room visit (ER) or urgent care center.

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Defining“Rider” Policies with Health Insurance and When to Consider Them
Barbara Zook Barbara Zook

Defining“Rider” Policies with Health Insurance and When to Consider Them

It’s possible to amend and customize your health insurance plans to add on or supplement coverage beyond your traditional insurance plan. Rider plans allow individuals to tailor their health insurance coverage to meet specific needs beyond what is covered by their basic health insurance plan. Read more about it on TrickyBills.com

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What is a Catastrophic Health Insurance Policy?

What is a Catastrophic Health Insurance Policy?

Catastrophic Health Insurance offers coverage for major and unexpected medical expenses and while offering lower monthly premiums compared to more comprehensive insurance plans. It is designed for people who are young and health and do not require frequent medical care. Learn more about it on Tricky Bills.

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Post Procedure Billing Health
Barbara Zook Barbara Zook

Post Procedure Billing Health

Undergoing a medical procedure can be a significant step toward improving one's health and quality of life. However, the financial aspect of healthcare often leaves patients with questions and concerns, particularly when it comes to post-procedure billing. Understanding how medical costs are calculated, what is covered by insurance, and how to handle unexpected charges is essential for a stress-free recovery.

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Authorization to Release Medical Records 
Barbara Zook Barbara Zook

Authorization to Release Medical Records 

An "Authorization to Release Medical Records" is a vital legal document that grants healthcare providers the permission to disclose an individual's medical information to specified parties. This document plays a pivotal role in maintaining patient privacy and ensuring that sensitive medical details are only shared with individuals or organizations explicitly approved by the patient.

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Frequently Asked Questions on Day of Surgery
Barbara Zook Barbara Zook

Frequently Asked Questions on Day of Surgery

Navigating the day of surgery can be a mix of anticipation and questions. Understanding the procedures, requirements, and expectations can help ease concerns. Frequently Asked Questions on the Day of Surgery offer patients valuable insights. From fasting guidelines to arrival times, these FAQs cover essential details.

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Supplies are High Dollar, High Use
Barbara Zook Barbara Zook

Supplies are High Dollar, High Use

Supplies are a large group of items on medical bills that most people don’t understand. These items contribute to the complexity of a bill, making it difficult to understand and create opportunities for inaccuracy. There can be 1-100+ items on the bill that are just supplies used during your stay in the hospital or physician office.

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Mental Health Insurance, Costs & Preauthorization requirements
Barbara Zook Barbara Zook

Mental Health Insurance, Costs & Preauthorization requirements

Mental health issues impact more than 20% of US adults, yet more than half of these adults do not receive treatment.* (source: nimh.nih.gov/health/statistics/mental-illness 2021 data) Mental healthcare is critical for our well-being and while its importance is gaining momentum; the high costs associated with mental healthcare form a significant barrier to care for many. It's important to understand the nuances of insurance coverage in relation to Mental Healthcare.

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Medicare Advantage Plans vs. Medicare ABD
Medicare Barbara Zook Medicare Barbara Zook

Medicare Advantage Plans vs. Medicare ABD

Medicare Advantage plans, which rolled out in 2003, were designed to provide more coverage for Medicare recipients than Part A and B. The plans allow you to combine all your Medicare coverage into a singular plan, thus saving you money by not purchasing Part B (outpatient hospital and physician coverage) and Part D plans (pharmacy prescription drugs). Plus many advantage plans have additional coverage items.

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The Golden Years Having “The Talk” with your parents.
Barbara Zook Barbara Zook

The Golden Years Having “The Talk” with your parents.

My mom is 92 in a couple days. I’m lucky that she is healthy and lives a full active life with my younger sister, and her daily healthcare expenses are minimal. My dad not so much. He was diagnosed with a slow form of dementia that took years to progress to a point they could diagnose him. The last 2 years he was alive caused an intense and stressful time for them both. Health insurance coverage was the least of the issues. I am going to help you with what you need to have, know, and do, to make these times easier.

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